About Ann Morton
CO - 100039846 Ann Morton is a trusted mortgage professional serving clients throughout the state of Colorado. With more than 15 years of experience in the mortgage industry and a Certified Mortgage Advisor designation from MBS Highway, Ann is known for her clear communication, thoughtful guidance, and commitment to long-term client success. Where passion and purpose unite, Ann describes her work as adventure, and it shows. Her approach goes beyond the transaction. She sees herself as a debt manager and financial advisor, helping clients make smart decisions not just for today but for the future. She is well-versed in conventional, FHA, VA, USDA, and down payment assistance programs, and especially enjoys working with first-time homebuyers. Clients consistently describe Ann as knowledgeable, responsive, and genuinely caring. They appreciate that she listens, explains the details in plain language, and stays available from start to finish. Ann is proactive and always prepared, keeping buyers, real estate agents, and listing agents informed throughout the process. She is known for anticipating potential issues and always having a backup plan. What truly sets Ann apart is the personal connection she builds with every client. Many describe working with her as easy, positive, and even fun. She takes pride in educating her clients and offering clear options so they can move forward with confidence. Her goal is to make every buyer feel supported, informed, and empowered. When she is not working, Ann enjoys golf, hiking, camping, fishing, and spending time with friends and family. Whether she is helping a first-time buyer get the keys to their new home or supporting a past client through a refinance years later, Ann brings heart, knowledge, and reliability to every step of the journey.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 42 Garden Center, Offices 6 7 8 Broomfield CO, 80020