About Destiny Wilson
GA - 2580648, NV - NMLO-159490 It's about helping people become approved for their next level. Whether that's homeownership, their next investment, greater financial freedom, building wealth, creating generational opportunities, or simply having the confidence and clarity to move forward. I believe sometimes we spend too much time waiting for permission. To start, to grow, to invest, to become homeowners, or to pursue the life we really want. Queen of Approvals represents helping people recognize what's possible, create a strategy, and take the next step toward it. That's why my message is "Making Your Next Move Your Best Move." The "move" isn't always just a physical move into another home. Sometimes it's a financial move, a business move, an investment move, or a life move. My goal is to combine mortgage lending, real estate knowledge, education, strategy, and genuine relationships to help people move forward with clarity and confidence. So that it feels less overwhelming and more empowering. Whether someone is preparing for their first home, building an investment portfolio, or working toward a longer-term goal, I want them to have the everything they need to make a decision that's right for them. Destiny Wilson is a Loan Officer who came to this industry naturally, and it shows in everything she does. Real estate and finance have been part of her world for as long as she can remember, and that foundation shapes how she approaches every client conversation. She earned her degree in Communications with a minor in Psychology from Howard University, and if you spend five minutes with her you will understand exactly why that matters. She listens differently than most people in this business. She is not just hearing what you want to buy, she is hearing what you are actually trying to build, and then she gets to work figuring out how to get you there. First-time buyers, move-up buyers, investors, self-employed borrowers, clients who need a little strategy before they are ready to pull the trigger, she loves them all. Her personal brand is the Queen of Approvals, and she is quick to tell you that an approval means a lot more to her than a mortgage. It means helping someone get approved for their next level, whether that is homeownership, a new investment, greater financial freedom, or simply the confidence to stop waiting for permission and start moving. Her message is making your next move your best move, and she means every word of it. Her clients describe her as someone who will jump through hoops for them, and they are not wrong. She is responsive, resourceful, encouraging, and deeply invested in the people she works with. The referrals and repeat clients she has built her business on say more about her than any award could. Outside of work, family comes first. She and her husband are raising four children, and when she is not with them she is likely in a Pilates class, diving into something about AI and technology, or finding a new way to grow. She is naturally curious and always learning, which is exactly the kind of person you want in your corner when the stakes are high.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 3145 St. Rose Parkway Suite 201, Henderson NV, 89052