About Joe McMeans
PA - 69863 Joe McMeans is a mortgage loan officer proudly serving the Greater Harrisburg area, including Cumberland, Dauphin, Lancaster, and York Counties, as well as clients throughout Pennsylvania. Born and raised on the West Shore and a Cedar Cliff High School graduate, Joe combines deep local roots with more than 12 years of mortgage experience and a professional background in both military service and financial services. As a U.S. military veteran, Joe has a special passion for helping fellow veterans maximize their VA home loan benefits. He also works extensively with first-time buyers, investors, and families looking for the right mortgage solution. His expertise includes VA, FHA, USDA, conventional, jumbo, refinance, and investor loan programs. With more than 280 client reviews and a 4.98 out of 5 rating on Experience.com, Joe is recognized for his responsiveness, clear communication, and ability to make complex loan options simple to understand. Clients often describe him as patient, honest, and committed to ensuring a smooth, stress-free experience from pre-approval to closing. Joe's philosophy is rooted in relationships and results. He believes every client deserves to feel informed, confident, and supported throughout the mortgage process, whether purchasing a first home, refinancing to access equity, or expanding an investment portfolio. When he is not helping clients, Joe enjoys time with friends and family, especially his three sons. He is a fan of local sporting events, dirt track racing, and giving back to the veteran community through the Capital Region Veterans Coalition. Joe's wife, Lisa McMeans, also works alongside him as Business Development Coordinator at Citywide, making mortgage lending a true family business.
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Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
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