About Andrew Harsche
PA - 120321 Andrew Harsche did not stumble into financial services. He built toward it deliberately. A magna cum laude graduate of Penn State University with a degree in Business and a concentration in Financial Services, Andrew spent his college years on the Dean's List, tutoring fellow students in finance, serving in student government as a Business Senator, and sitting on the Student Facility Funding Committee. That kind of intentional, all-in approach to everything he does has followed him right into his mortgage career. Now a Loan Officer at Citywide Home Mortgage serving Lackawanna, Luzerne, Wyoming, Wayne, and Pike counties in Pennsylvania, Andrew is building something he has been working toward for years. He brings a strong foundation in financial services and client relations from his time as a personal banker, where he sharpened the skills that matter most in this business: helping people navigate complex financial decisions with clarity, confidence, and care. He has channeled all of that into the mortgage world with a clear focus on first-time homebuyers and clients who want to truly understand what they are signing up for. He does not believe in rushing people through a process they do not fully grasp. He believes in slowing down enough to make sure every client feels informed, supported, and never in the dark. What sets Andrew apart is his commitment to communication. He is proactive, transparent, and the kind of loan officer who keeps everyone in the loop every step of the way, clients and real estate partners alike. His clients describe him as approachable, dependable, and genuinely invested in their experience from the very first conversation to the final closing. When he is not working, Andrew can be found in the weight room, on the slopes snowboarding, out on his motorcycle, or at a live concert. He brings that same energy and enthusiasm to every client relationship he builds.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 240 Main Avenue, Suite 204 Hawley PA, 18428