About Brittany Richardson
IN - 67729, KY - MC858359 Brittany Richardson is passionate about helping families and individuals find stability through homeownership. She works with clients throughout Kentucky and Indiana, specializing in both traditional home financing and divorce mortgage planning. Whether she is guiding a first-time buyer toward their dream home or helping someone navigate a major life change, Brittany brings compassion, strategy, and clarity to every step of the process. As a divorce mortgage planning specialist, Brittany helps clients explore options such as equity buyouts, refinancing, and qualifying for a new home independently. Her clients often share that they value her ability to simplify complex details, her steady communication, and her responsiveness. She takes pride in making the mortgage process feel less overwhelming, especially during times of transition when clients already have a lot on their plate. Her philosophy is rooted in strategy and long-term stability. Brittany believes a mortgage is more than a loan. It is part of a client's financial future. She takes the time to understand each person's bigger picture, then structures the right solution to support goals like building equity, protecting credit, or creating a fresh start. Based in Louisville, Brittany is a working mom who balances her professional and family life with energy and determination. Most days you will find her on the go, whether running between her daughter's school activities or recording quick videos to share mortgage tips. She believes in keeping things real, relatable, and focused on solutions for the clients she serves.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 9815 S Monroe Street, Suite 106-A Sandy UT, 84070