About Crystal Miller
CA - CA-DFPI297240 Based in Northern California, Crystal Miller brings over 20 years of experience in home financing and a reputation for taking on the tough loans others shy away from. She specializes in helping clients navigate complex lending situations and is known for her persistence, clear communication, and dedication to finding solutions, even when the path isn't easy. Crystal frequently closes conventional and FHA loans and also works with USDA financing when it's the right fit for her clients. She has completed additional training in HELOC and reverse mortgage products, expanding her ability to support a wide range of needs. With a real estate license and decades of industry knowledge, she offers clients a well-rounded perspective and a commitment to seeing every loan through to closing. Deeply rooted in her local community, Crystal serves as a school board trustee, president of the Divide Recreation Association, an FFA advisory committee member, and a high school varsity softball coach. She also volunteers with her husband at many local Rotary events. Outside of work, she enjoys life on her family's 25-acre property with horses, cows, goats, chickens, ducks, and her three children. Whether you're facing a challenging loan scenario or simply need someone who will answer your call and follow through, Crystal is ready to help.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 731 M Street, Rio Linda CA, 95673