About Holly Nelson
AZ - LO-1042731, FL - LO72939, MN - MN-MLO-1055847, WI - 1055847 Holly Nelson is a seasoned mortgage professional with over 11 years of experience helping individuals and families navigate home financing with clarity and confidence. Based in Minnesota and serving clients in Minnesota, Wisconsin, Florida, and Arizona, Holly works with homebuyers at every stage. She supports first-time buyers, veterans, move-up buyers, investors, and clients relocating or purchasing second homes in warmer states. Holly specializes in conventional, FHA, VA, USDA, and jumbo loans. She is especially skilled at helping self-employed borrowers, clients using down payment assistance, and those with more complex financial situations. She is a preferred MN Housing lender and has consistently ranked among the top producers in her company. Holly has been recognized as a female leader in the mortgage industry and has spoken on national panels, served on a community diversity board, and led financial education efforts in local schools. Clients often say Holly makes the process simple. She listens, explains the why behind the numbers, and treats each client's goals like they are her own. She stays involved from start to finish and beyond, making sure her clients feel informed, supported, and confident every step of the way. Holly brings her full life experience to this work. She is a mom, a wife, a dog mom, and a business owner who understands what it means to rebuild and push forward. She puts in the hours, keeps it real, and never cuts corners. Her approach is rooted in clarity, consistency, and care. Currently pursuing her Certified Mortgage Advisor (CMA) designation, Holly is always learning and deepening her expertise. She is also a bit of a data nerd who enjoys tracking market trends and exploring how people think and succeed. Whether she is working with numbers or people, Holly is committed to understanding the full picture and delivering real value through personalized mortgage solutions.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 10591 165th St. West, Lakeville MN, 55044