About Matthew Berry
TN - 237284, CO - 100012475, ID - MLO-2080237284 You want to buy a home—but navigating loans, paperwork, and decisions can feel overwhelming. That's where I come in. I'm Matthew Berry, your trusted Mortgage Advisor and guide through the home financing journey. Since 2001, I've helped thousands of families across all 50 states turn their dreams into keys in-hand. Whether you're a first-time homebuyer, upgrading, investing, or refinancing, I specialize in creating financing strategies that match your goals—not someone else's checklist. But let's rewind for a second. I bought my first home as a teenager. That experience changed the course of my life—and sparked a passion for helping others build generational wealth through real estate. With over two decades in the mortgage industry, I've worn many hats—Senior Advisor, Sales Manager, Branch and Regional Leader—but nothing drives me more than working one-on-one with clients like you. I'll be honest: mortgage lending isn't always easy. But it should be clear, empowering, and tailored to your needs. My job is to make sure you're informed, confident, and supported every step of the way. Here's what I bring to the table: Citywide is Licensed in all 50 states Expert in First-Time Homebuyer, VA, FHA, Jumbo, DSCR & Investment Loans Deep knowledge of Non-QM and complex financing solutions A calm, solutions-first mindset forged from 26+ years as a Fire Captain A teacher's heart—I believe education is the ultimate edge When I'm not helping clients become homeowners, I'm with my wife and five kids, chasing dogs (Princess Daphne and Coco Chanel), riding dirt bikes, skiing, or taking the RV on a family adventure. I've coached youth sports for nearly 20 years and spent my life serving others, whether on a mortgage application or at the fire station. So what's my favorite phrase? "You are clear to close." Let's make that your story too. Ready to take the next step? Let's build a plan together. Your journey starts with a conversation—reach out today.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 12001 Tejon St., Unit 128 Westminster CO, 80234