About Michelle Griffith
AZ - LO-2014126, NV - NMLO-154239, TX - Licensed Michelle Griffith didn't come to mortgage lending the traditional way, and that's exactly why she's good at it. Before this, she spent years running her own businesses, wearing every hat there is, from the ground floor up. She knows what it actually takes to build something and keep it running, and that experience shapes how she shows up for every client today. That background is exactly why she connects so naturally with entrepreneurs, business owners, and second home buyers. She's lived the unpredictability of running a business, and she brings that same understanding to clients who don't fit into a neat, salaried box. Construction loans, second homes, complicated financial pictures, Michelle isn't intimidated by any of it. She's tenacious by nature, and she goes after answers for her clients the same way she'd go after anything else worth chasing. Michelle serves clients across Northern Nevada, the Tahoe area, Calaveras County (Copperopolis, Angels Camp, Arnold, and Murphy's), California, Arizona, and Texas. Her clients consistently point to the same thing when they talk about working with her: she's available, she communicates constantly, and nobody's left wondering what's happening with their loan. Outside of work, Michelle is happiest on the water. She spends her time boating on Lake Tahoe, exploring with her family on their side by side, and camping and traveling with her kids whenever she gets the chance. Work hard, chase what matters, then go enjoy the lake, that's Michelle in one sentence.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 9815 S Monroe St - Suite 106-A, Sandy UT, 84070