SD - 842029.MLO, MN - MN-MLO-842029, ND - NDMLO842029, IA - 48288  
Troy Telthoester began his mortgage career in May 2003, during a time of historically low interest rates and a booming real estate market. Over the years, he has navigated the industry's ups and downs—including the 2007 housing crisis—remaining committed to his clients and his craft while many others left the business. His longevity is a testament to his strong work ethic, dedication to service, and the long-lasting relationships he's built with clients and colleagues alike.


With over two decades of experience, Troy brings a deep understanding of home financing, a steady hand in uncertain markets, and a genuine care for the people he serves. Clients often describe him as approachable, dependable, and always available—someone who treats every transaction with the same attention and care he'd give to family.


A lifelong Minnesotan, Troy is proud to call the Twin Cities home. He's been married to his wife, Denise, for more than 31 years, and together they have two children, Logan and Rachel. Outside of work, he values time with his family and finds joy in the everyday moments.  
At Citywide Home Mortgage, Troy is backed by a team that shares his values and his commitment to going above and beyond. He considers his support staff like family and believes the strength of the team directly impacts the service clients receive.


Troy's philosophy is simple: treat people right, stay grounded, and enjoy the ride. Or as he likes to say, *"Life is short—enjoy it."*

Loan Officer

Troy Telthoester is your Lakeville local lender. As a loan officer at Citywide Home Mortgage, Troy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Troy at (801) 563-2815 for more information!

Troy Telthoester at Citywide (NMLS #842029)

CO - 100532807, SD - 141164.MLO, MD - 141164, MI - 141164, MN - MN-MLO-141164, MO - 141164, ND - NDMLO141164, IA - 47607, IL - 031.0082209



As a Regional Manager at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Regional Manager

Pat Chacich is your Lakeville local lender. As a loan officer at Citywide Home Mortgage, Pat is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pat at (801) 724-7298 for more information!

Pat Chacich at Citywide (NMLS #141164)

Lakeville

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2 Loan Officers Lakeville, MN