NJ - Licensed



As a Producing Sales Manager at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Producing Sales Manager

Mayzer Ramadan is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Mayzer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mayzer at (732) 638-9043 for more information!

Mayzer Ramadan at Citywide (NMLS #1844683)

NJ - Licensed, FL - LO142408, GA - 2615776



As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Loan Officer

Steven Sardini is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Steven is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steven at  for more information!

Steven Sardini at Citywide (NMLS #2615776)

MD - Licensed, NJ - 9939496, FL - LO16977, GA - 107096, PA - 38138  
Sharif Shamsudin has been in the mortgage business for over 20 years and has the kind of resume that makes you do a double take. National Director of Sales. Regional VP. Over $1.5 billion in funded loans. Scotsman Guide Top Producer every single year. Five Star Mortgage Professional. Featured in Who's Who in America for Mortgages. By any measure, he has done this at the highest level.


But here is the thing about Sharif. He will tell you the number he is most proud of is not the billion dollars. It is the first-time homebuyer who did not think they could qualify. The investor who got told no somewhere else. The client who called on a Sunday night in a panic and got an answer on the first ring. He serves clients throughout New Jersey and more than 30 states across the country, and whether someone is buying their very first home or building a portfolio of income-producing properties, his approach is the same: sit down, find the solution, and do not give up on people.


That philosophy has earned him the kind of loyalty that money cannot buy. His clients describe him as responsive, caring, and calm in moments that rarely feel calm. He answers every day, at every hour, because he knows that for most people a home is the biggest decision of their life and they deserve someone who treats it that way.


Outside of work, Sharif is a husband to his wife Zeba and a father of four who keeps life full and loud in the best possible way. His eldest daughter Raihanna, 18, just earned a spot at Brown University. His daughter Deyana, 15, dominates on the soccer field. His daughter Madina, 13, is built for the track. And his son Mateen, just one year old, has already decided that running is his sport of choice. Sharif also coaches football and wrestling, travels whenever he can, and is never far from a beach. He loves this business deeply and after two decades shows absolutely no signs of slowing down.

Producing Branch Manager

Sharif Shamsudin is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Sharif is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sharif at  for more information!

Sharif Shamsudin at Citywide (NMLS #107096)

FL - LO94262, NJ - Licensed, GA - 222703, PA - 122241  
Rich Bolt has been in the mortgage business long enough to have helped people buy their first homes and then turn around and help their children do the same thing. That kind of generational trust is not something you manufacture. You earn it, one transaction at a time, over years of showing up the way you said you would.


Based in New Jersey, where he has built deep roots with clients and referral partners alike, Rich is also licensed in Florida and Georgia with plans to keep expanding. He works with first-time homebuyers, move-up buyers, retirees, and homeowners looking to refinance, and he has a particular appreciation for the Realtor relationships that make a transaction go smoothly for everyone involved. A significant portion of his business comes from repeat clients and referrals, which tells you everything you need to know about the experience of working with him.


He has been recognized twelve times as a Five Star Mortgage Professional, one of the more meaningful distinctions in this industry because it is driven by client feedback. Twelve times is not a coincidence.  
What his clients will tell you is that Rich is responsive, honest, and patient. He takes the time to explain things clearly, keeps everyone informed throughout the process, and stays accessible in a way that is rarer than it should be. He believes communication is what separates a good experience from a stressful one, and he treats every closing as the beginning of a relationship rather than the end of a transaction.


Outside of work, Rich is devoted to his family, which includes his wife, their children, her older children, and their granddaughters. He is also passionate about animals and has fostered close to 200 cats and kittens over the years through local rescue organizations, and has recently added dogs to the mix. And then there is the streak. Since December 1, 2016, Rich has walked at least 10,000 steps every single day without exception. It started with his oldest dog Rudy, who inspired the habit when he was just a pup. Rudy has slowed down a little over the years, but his younger sisters have gladly picked up the slack. Some people set goals. Rich just keeps walking.

Rich Bolt is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Rich is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rich at  for more information!

Rich Bolt at Citywide (NMLS #222703)

NJ - Licensed, FL - LO39911, GA - 854265, PA - 39175  
Wahead Shamsudin is a Producing Branch Manager serving clients in New Jersey, Georgia, Pennsylvania, and Florida, with deep roots in Essex, Hudson, Passaic, and Union County, where he has built a reputation as the person to call when a deal looks complicated on paper.


And complicated is kind of his thing. First-time homebuyers navigating multi-family purchases. Self-employed borrowers with income that does not fit neatly into a box. The clients who have been told their situation is too complicated. Those are exactly the clients Wahead goes to work for, and he has a track record of getting them to the closing table.


Wahead has been in this industry since 2011, working his way from a loan officer in a call center to completely self-sourcing his own business, to Producing Branch Manager here at Citywide. He has been recognized in the RETR NJ Top 100 for volume and has earned recognition from Scotsman Guide.


What his clients will tell you is simpler than any award. He picks up the phone. He actually cares whether the loan closes, not just because of a commission but because he understands what is on the other side of that closing table for the family sitting across from him. That combination of skill and genuine investment in people is rare, and his clients know it.


Outside of the office Wahead keeps it simple: traveling when he can and spending time with his family. For someone who spends his days solving other people's most complicated problems, a little simplicity outside of work is well earned.

Wahead Shamsudin is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Wahead is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wahead at  for more information!

Wahead Shamsudin at Citywide (NMLS #854265)

NJ - Licensed, PA - 57979



As a Sales Manager at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Sales Manager

Jerod Hatcher is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Jerod is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jerod at (732) 268-1185 for more information!

Jerod Hatcher at Citywide (NMLS #1324439)

NJ - Licensed, PA - 100616



As a Associate Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Associate Loan Officer

Carolyn MartinezFlores is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Carolyn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Carolyn at (732) 268-1156 for more information!

Carolyn MartinezFlores at Citywide (NMLS #2272402)

NJ - Licensed



As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Adolfo Rivera is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Adolfo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Adolfo at  for more information!

Adolfo Rivera at Citywide (NMLS #207592)

MD - 67384, NJ - 9960614, FL - LO83838, GA - 44233, PA - 32018



As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Tiffani Rodgers is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Tiffani is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tiffani at (732) 638-9048 for more information!

Tiffani Rodgers at Citywide (NMLS #67384)

NJ - Licensed, FL - LO126285



As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Joseph Giardina is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Joseph is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joseph at  for more information!

Joseph Giardina at Citywide (NMLS #2150029)

Safi Chagatay is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Safi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Safi at  for more information!

Safi Chagatay at Citywide (NMLS #1411700)

NJ - 2318956



As a Loan Officer at Citywide Home Mortgage, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Christine Unkasekvinai is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Christine is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christine at (732) 638-9037 for more information!

Christine Unkasekvinai at Citywide (NMLS #2318956)

Alan Gavilanes is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Alan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alan at  for more information!

Alan Gavilanes at Citywide (NMLS #1712031)

Eliana Lizardo is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Eliana is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eliana at (732) 268-1188 for more information!

Eliana Lizardo at Citywide (NMLS #1678969)

NJ - TAO, IL - 031.0095601  
June Altay knows what it means to show up. For most of his life, showing up meant being at the family pizzeria, a restaurant his family built and ran for forty years in the community they called home. He stepped into running it at nineteen years old and never looked back. That kind of early responsibility shapes a person in ways that no training program can replicate.


Earlier this year June made the leap into mortgage lending, and he brought everything with him. The work ethic. The accountability. The understanding that people are counting on you and that you do not get to have an off day when they are. He is newer to the industry but not new to what it takes, and the team around him has helped him hit the ground running fast.


June is licensed in Illinois and New Jersey and works primarily with first-time homebuyers and investors looking to do fix and flip projects. Two very different clients with one thing in common: they need someone they can trust and actually get on the phone. June answers at nine at night. He answers on weekends. He is just there, and in this business that is not a small thing.


His clients describe him as reliable and present, which sounds simple until you have worked with someone who is neither.


Outside of work June has a quieter side. He loves taking scenic photos, finding the kinds of views that make you stop and look at where you are. It is a good reminder that after all those years running a family business and now building a new career, he has earned the right to enjoy the scenery every once in a while.

June Altay is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, June is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact June at (973) 216-9706 for more information!

June Altay at Citywide (NMLS #2630145)

NJ - Licensed, PA - 62171  
I'm a mortgage professional serving clients across New Jersey, Pennsylvania, and Virginia. I work with all types of borrowers—from first‑time homebuyers and move‑up buyers to investors and clients looking to refinance. No matter your situation, I focus on finding the loan structure that fits your goals and comfort level.


I've been in the mortgage industry for 15 years, working with several well‑known lenders and brokerages. Over that time, I've helped hundreds of families and investors close on homes, navigate market shifts, and use refinancing strategically to lower payments or access equity.


Over the years, I've consistently ranked among the top producers in my teams and have received internal recognition for customer satisfaction, repeat business, and referral volume. My biggest "stat," though, is the number of clients who come back to work with me again or refer their friends and family.


What sets me apart from other loan officers is my combination of clear communication, technical detail, and reliability. I take the time to explain every option in plain language, run the numbers with you so you understand the trade‑offs, and stay involved from pre‑approval through closing—not just at the application stage. I'm also proactive about anticipating underwriting and documentation issues so we can solve them before they become last‑minute problems.


Clients would describe working with me as straightforward, responsive, and low‑stress. They know I answer questions quickly, I'm honest about what's realistic, and I keep them updated so there are no surprises. My goal is for clients to feel confident and informed at every step of the process.


Outside of work, I enjoy staying active, following soccer and major tournaments, and spending time at local events and festivals. That helps me stay connected to the communities I serve and understand the lifestyle priorities behind each home‑buying decision.


If there's one thing to know about me, it's that I see every loan as a long‑term relationship, not a one‑time transaction. I'm here to help you close on this property—and to be a resource whenever your life or financial situation changes in the future.

Murat Mansur is your Red Bank local lender. As a loan officer at Citywide Home Mortgage, Murat is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Murat at (732) 784-2789 for more information!

Murat Mansur at Citywide (NMLS #1532081)

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