About Shyretta Clark-Baker
AL - 86246, FL - LO124157, GA - 2343036, TX - Licensed Before Shyretta Clark-Baker ever closed a mortgage, she spent fourteen years in healthcare keeping people alive. That background tells you everything you need to know about how she approaches her work. She does not give up on her clients, she fights for them, and she has the stamina to see it through no matter how complicated it gets. Shyretta is a licensed Mortgage Loan Officer with four years in the industry and two years running her own branch. She serves clients across Alabama, Texas, Georgia, and Florida, with deep roots in the communities that shaped her. She was born and raised in Mobile, Alabama, knows Mobile County, Baldwin County, and Washington County inside and out, and spent nine years in Birmingham after earning her Bachelor of Science in Healthcare Management from the University of Alabama at Birmingham. When she says she knows a market, she means it. Her specialty is VA loans, and it is personal. She grew up in a military family on both sides, her dad is a Marine, and she brings that same sense of duty to every veteran she works with. She is equally fluent in FHA, Conventional, USDA, and VA IRRLs, and her track record reflects it. She is a 2024 President's Club winner, a consistent top producer, and has landed in the top ten at her companies multiple times year after year. Her deals close. That is not a tagline, it is just what happens when you combine deep guideline knowledge with the kind of strategic thinking most loan officers do not have. Her clients will tell you that no matter how hard the day gets, Shyretta picks up the phone with the same upbeat energy every single time. Sun up to sun down, she is on it. Outside of work she loves to travel, especially abroad, soaking up new places and cultures whenever she gets the chance. It is a good reminder that someone this driven also knows how to enjoy the world she is working so hard in.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 9815 S Monroe St - Suite 106-A, Sandy UT, 84070