About Tracy Windhorst
AZ - 1034140, ID - MLO-14190, OR - Licensed, WA - MLO-487563 With 34 years of mortgage lending experience, Tracy Windhorst has built a reputation for guiding clients through every stage of homeownership with expertise, integrity, and care. Based in Spokane, WA and Queen Creek, AZ, Tracy serves clients across Spokane County, Kootenai County, Maricopa County, and beyond. He specializes in FHA, VA, conventional, first-time homebuyer programs, down payment assistance, and non-QM loan products. Tracy's greatest passion is helping first-time homebuyers achieve the dream of homeownership and watching them grow their wealth over time through real estate. Over the years, he has proudly assisted three generations of families with their mortgage needs, earning their trust through consistent communication and personalized guidance. As an Eagle Scout, Tracy built his business principles on the values of honesty, service, and dedication. He is a Certified Mortgage Advisor through MBS Highway and has served as President, Vice President, and Board Member for the Spokane Mortgage Lenders Association. Tracy co-founded HHL Group with two of his brothers, creating a family-focused team that treats every client like part of the family. Whether you are purchasing your first home, upgrading to your dream home, or exploring creative financing solutions, Tracy's decades of experience and genuine commitment to client success make him a trusted partner in the lending process.
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Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 1227 N Argonne Rd, Suite B Spokane Valley WA, 99212