As a Branch Manager at HHL Group, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Branch Manager

Todd Phenneger is your Spokane Valley local lender. As a loan officer at HHL Group, Todd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Todd at (509) 361-1237 for more information!

Todd Phenneger at Citywide (NMLS #1363370)

Meet Tim, a seasoned storyteller with a captivating tale to share. For the past 28 years, Tim has been immersed in the dynamic world of mortgage lending, where he serves as a producing regional manager. His love for the Inland Northwest region runs deep, as he finds immense joy in assisting clients and enriching their lives through homeownership.   With a firm belief in the power of education, Tim dedicates his work hours to enlightening clients and empowering them to build lasting wealth. His holistic approach to mortgage lending goes beyond the numbers on a page. Tim takes the time to understand his clients' unique needs, aspirations, and financial situations, ensuring that he can provide them with comprehensive guidance that extends far beyond the mortgage transaction itself.

Producing Regional Manager

Tim Windhorst is your Spokane Valley local lender. As a loan officer at HHL Group, Tim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tim at (509) 599-3095 for more information!

Tim Windhorst at Citywide (NMLS #51277)

Helping Homebuyers in Spokane, Washington, and Surrounding Areas   As a mortgage loan officer with The HHL Group, I help first-time homebuyers, veterans, and families in Spokane, Washington, and nearby communities navigate the home loan process with confidence. My team and I focus on clear communication and personalized service, keeping you and your realtor informed every step of the way.   You can expect honest guidance, tailored loan options, and a stress-free process—whether you're buying, refinancing, or exploring VA loan benefits. If you're thinking about homeownership, I'm here to make the process easier and help you feel confident in your decisions.

Loan Officer/Customer Service Manager

Tony Byrne, a mortgage loan officer with The HHL Group, helps first-time homebuyers, veterans, and families in Spokane, Washington, and nearby areas navigate the home loan process with confidence. His team focuses on clear communication and personalized service, keeping clients and their realtors informed every step of the way. Tony provides honest guidance and tailored loan options for buying, refinancing, or exploring VA loan benefits, making home financing simple and stress-free. Take the first step—contact Tony at (509) 991-3493.

Tony Byrne at Citywide (NMLS #1016763)

WA - MLO-71298, ID - MLO-2080071298  
With over 18 years of experience in the mortgage industry, I've proudly helped hundreds of families in Spokane and the surrounding areas secure the perfect home loan. As a dedicated mortgage loan officer, my top priority is making the mortgage process as smooth and stress-free as possible for my clients.


Whether you're a first-time homebuyer or looking to refinance your existing mortgage, I'll guide you through each step with clarity and care.


Let's make your homeownership dreams a reality. Contact me today for a free consultation and to get started on the easiest mortgage process you've ever experienced.


**Serving Spokane, Spokane Valley, North Idaho, and the greater Eastern Washington area.  
**WA - MLO-71298, ID - MLO-2080071298

Loan Officer

Brad Patshkowski is your Spokane Valley local lender. As a loan officer the HHL Group, Brad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brad at (509) 230-3765 for more information!

Brad Patshkowski at Citywide (NMLS #71298)

With over 24 years of experience as a Branch Manager and Producing Loan Officer, Ty Windhorst brings unparalleled expertise to the mortgage industry. His career began as a loan officer, quickly rising to the top through his dedication and skill. Ty's educational background includes an MBA with an emphasis in Finance from the University of Tennessee, equipping him with a strong foundation for his long-term financial planning approach to mortgage lending. He is dedicated to helping clients maximize wealth through real estate, integrating mortgage lending into their holistic financial plans.    Ty's commitment to client satisfaction is evident in his ability to simplify complex mortgage terms and guide first-time homebuyers through the homebuying process. His knack for translating financial jargon into understandable language has earned him a loyal client base, with many returning for their mortgage needs year after year. Ty's pride lies not in awards but in the consistent 4.5 out of 5 ratings on customer reviews, reflecting his dedication to providing exceptional service and fostering long-lasting relationships.    Throughout his career, Ty has consistently produced over $25 million in annual production for the past 15 years, making him a top producer in his region. He listens attentively to his clients' needs and crafts tailored solutions that align with both their short-term and long-term financial goals. Ty views homeownership as a crucial component of creating generational wealth and is passionate about helping clients achieve their dreams through personalized mortgage lending strategies.    Outside of his professional life, Ty is actively involved in his church, Valley Real Life Ministries, and participates in the Mortgage Bankers Association and Spokane Mortgage Lenders Association. He also volunteers at the local food bank and Union Gospel Mission. Ty enjoys fishing for salmon, steelhead, and kokanee, and cherishes time spent with his wife, Amber, and their two teenage daughters, Rylan and Alexandra, at their cabin on Loon Lake.    Ty's dedication to his clients, combined with his extensive experience and passion for the mortgage industry, makes him a trusted partner in the journey to homeownership. His commitment to excellence and ability to deliver tailored mortgage solutions ensure that clients not only achieve their homeownership goals but also build a strong foundation for their financial future.

Ty Windhorst is your Spokane Valley local lender. As a loan officer at HHL Group, Ty is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ty at (406) 360-0594 for more information!

Ty Windhorst at Citywide (NMLS #934314)

With over 32 years of experience as a loan officer in the lending industry, I am dedicated to helping clients navigate residential loans, whether for purchasing a first home or refinancing an existing mortgage. My extensive knowledge of various loan programs—including conventional, FHA, VA, and USDA—ensures that I can provide tailored solutions to meet your unique financial needs.   I pride myself on being approachable and available, making the loan process as streamlined and stress-free as possible. Our company utilizes advanced loan processes that significantly reduce the time and documentation required for most clients, allowing for a quicker and more efficient experience.   Building lasting relationships based on trust and open communication is at the heart of my business philosophy. Many clients return for their future lending needs, and I'm honored to be part of their financial journeys.   As a resident of these regions, I understand the local market dynamics and the unique opportunities they offer. When you choose me as your loan officer, you gain a committed partner who prioritizes your success. Together, we will navigate the lending landscape, and I will work tirelessly to help you secure the financing you need with confidence. Let's connect today and take the first step toward your financial future!

Tracy Windhorst is your Spokane Valley local lender. As a loan officer at HHL Group, Tracy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tracy at (509) 361-1244 for more information!

Tracy Windhorst at Citywide (NMLS #487563)

Spokane Valley

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6 Loan Officers Spokane Valley, WA