About Perry Trotter
LA - Licensed If you spend thirty years doing everything in mortgage banking except accounting, you stop calling yourself a specialist and start calling yourself what you actually are: someone who has seen it all. Perry Trotter has originated loans, underwritten them, processed them, managed teams, developed business, and navigated the secondary market. He has been in every seat at the table, and that experience shows up every single time he sits across from a client. A proud LSU alumnus with a degree in Business and History, Perry has built his career along the I-10 corridor of Louisiana, from New Orleans to Baton Rouge, Lafayette, and Lake Charles. He is licensed across the entire state and has a particular passion for first-time homebuyers and construction clients, as well as investors who are serious about growing their portfolios. Whether someone is buying their very first home or adding to a real estate empire, Perry approaches every deal with the same level of care and the kind of calm, solutions-oriented thinking that only comes from three decades in the trenches. Clients consistently describe Perry as knowledgeable, passionate, and genuinely invested in helping them achieve their goals, not just the transaction in front of them, but the bigger picture of where they want to go in life. He is the kind of advisor who does not just close loans, he helps people solve problems. Outside of the office, Perry is fully committed to the organized chaos of raising two busy kids. He coaches baseball, basketball, and football, stays active in his church community, and is especially passionate about youth events. When he finally gets a moment to himself, you will probably find him on the couch watching a movie with his wife of 20 years.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 10202 Perkins Rowe, Suite E-160 Office 108 Baton Rouge LA, 70810