About John Sagale
IN - 51417, MO - 2123240, IL - 031.0079095 John Sagale brings a wealth of experience and a unique blend of expertise to the mortgage industry. Starting his career in the mortgage sector in 2000, John spent nearly a decade mastering the field before pursuing higher education. He earned a B.A. in Political Science in 2010 and a Juris Doctorate in 2013, later working in salvage title law. His passion for the mortgage industry eventually led him back, where his combined knowledge of underwriting and law equips him to anticipate and resolve virtually any issue that may arise. John's philosophy centers around the belief that "knowledge is power." He understands that buying a home is one of the biggest purchases one can make in a lifetime and strives to empower his clients by encouraging them to ask as many questions as possible throughout the process. His commitment to clarity and transparency ensures that clients are well-informed from pre-approval to receiving the keys to their new home. Known for his dedication, John is always ready to respond to his clients, even if it means answering texts at 1-2am. What excites John most about the mortgage industry is helping first-time homebuyers realize their dreams of homeownership. He finds great joy in turning what often feels like an unattainable fantasy into a reality for his clients. Additionally, John understands the significant impact a knowledgeable loan officer can have on strengthening a client's offer. When Realtors see the difference his expertise makes, it's a rewarding experience for everyone involved. John Sagale is dedicated to providing exceptional service and ensuring his clients make well-informed decisions throughout their home buying journey.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 2201 E 46th St, Ste 128 Indianapolis IN, 46205