About Ty Windhorst
With over 24 years of experience as a Branch Manager and Producing Loan Officer, Ty Windhorst brings unparalleled expertise to the mortgage industry. His career began as a loan officer, quickly rising to the top through his dedication and skill. Ty's educational background includes an MBA with an emphasis in Finance from the University of Tennessee, equipping him with a strong foundation for his long-term financial planning approach to mortgage lending. He is dedicated to helping clients maximize wealth through real estate, integrating mortgage lending into their holistic financial plans. Ty's commitment to client satisfaction is evident in his ability to simplify complex mortgage terms and guide first-time homebuyers through the homebuying process. His knack for translating financial jargon into understandable language has earned him a loyal client base, with many returning for their mortgage needs year after year. Ty's pride lies not in awards but in the consistent 4.5 out of 5 ratings on customer reviews, reflecting his dedication to providing exceptional service and fostering long-lasting relationships. Throughout his career, Ty has consistently produced over $25 million in annual production for the past 15 years, making him a top producer in his region. He listens attentively to his clients' needs and crafts tailored solutions that align with both their short-term and long-term financial goals. Ty views homeownership as a crucial component of creating generational wealth and is passionate about helping clients achieve their dreams through personalized mortgage lending strategies. Outside of his professional life, Ty is actively involved in his church, Valley Real Life Ministries, and participates in the Mortgage Bankers Association and Spokane Mortgage Lenders Association. He also volunteers at the local food bank and Union Gospel Mission. Ty enjoys fishing for salmon, steelhead, and kokanee, and cherishes time spent with his wife, Amber, and their two teenage daughters, Rylan and Alexandra, at their cabin on Loon Lake. Ty's dedication to his clients, combined with his extensive experience and passion for the mortgage industry, makes him a trusted partner in the journey to homeownership. His commitment to excellence and ability to deliver tailored mortgage solutions ensure that clients not only achieve their homeownership goals but also build a strong foundation for their financial future.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide. Citywide its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 1227 N Argonne Rd, Suite B Spokane Valley WA, 99212