About Wahead Shamsudin
NJ - Licensed, FL - LO39911, GA - 854265, PA - 39175 Wahead Shamsudin is a Producing Branch Manager serving clients in New Jersey, Georgia, Pennsylvania, and Florida, with deep roots in Essex, Hudson, Passaic, and Union County, where he has built a reputation as the person to call when a deal looks complicated on paper. And complicated is kind of his thing. First-time homebuyers navigating multi-family purchases. Self-employed borrowers with income that does not fit neatly into a box. The clients who have been told their situation is too complicated. Those are exactly the clients Wahead goes to work for, and he has a track record of getting them to the closing table. Wahead has been in this industry since 2011, working his way from a loan officer in a call center to completely self-sourcing his own business, to Producing Branch Manager here at Citywide. He has been recognized in the RETR NJ Top 100 for volume and has earned recognition from Scotsman Guide. What his clients will tell you is simpler than any award. He picks up the phone. He actually cares whether the loan closes, not just because of a commission but because he understands what is on the other side of that closing table for the family sitting across from him. That combination of skill and genuine investment in people is rare, and his clients know it. Outside of the office Wahead keeps it simple: traveling when he can and spending time with his family. For someone who spends his days solving other people's most complicated problems, a little simplicity outside of work is well earned.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 16 W. Front Street, Red Bank NJ, 07701