About Sharif Shamsudin
FL - LO16977, GA - 107096, PA - 38138, NJ - 9939496 Sharif Shamsudin has been in the mortgage business for over 20 years and has the kind of resume that makes you do a double take. National Director of Sales. Regional VP. Over $1.5 billion in funded loans. Scotsman Guide Top Producer every single year. Five Star Mortgage Professional. Featured in Who's Who in America for Mortgages. By any measure, he has done this at the highest level. But here is the thing about Sharif. He will tell you the number he is most proud of is not the billion dollars. It is the first-time homebuyer who did not think they could qualify. The investor who got told no somewhere else. The client who called on a Sunday night in a panic and got an answer on the first ring. He serves clients throughout New Jersey and more than 30 states across the country, and whether someone is buying their very first home or building a portfolio of income-producing properties, his approach is the same: sit down, find the solution, and do not give up on people. That philosophy has earned him the kind of loyalty that money cannot buy. His clients describe him as responsive, caring, and calm in moments that rarely feel calm. He answers every day, at every hour, because he knows that for most people a home is the biggest decision of their life and they deserve someone who treats it that way. Outside of work, Sharif is a husband to his wife Zeba and a father of four who keeps life full and loud in the best possible way. His eldest daughter Raihanna, 18, just earned a spot at Brown University. His daughter Deyana, 15, dominates on the soccer field. His daughter Madina, 13, is built for the track. And his son Mateen, just one year old, has already decided that running is his sport of choice. Sharif also coaches football and wrestling, travels whenever he can, and is never far from a beach. He loves this business deeply and after two decades shows absolutely no signs of slowing down.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Citywide Home Mortgage, a division of Guaranteed Rate, Inc. for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Citywide Home Mortgage, a division of Guaranteed Rate, Inc.. Citywide Home Mortgage, a division of Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 16 W. Front Street, Red Bank NJ, 07701
