HELOC

Take Control of Your
Finances With Confidence

Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC1.

*Citywide Home Mortgage is a DBA of Guaranteed Rate, Inc. Click to start your application on Rate.com.

01

Digital Application

No paperwork. No hassles. Link to your accounts and we’ll handle your home equity line of credit.

02

Fixed Rate HELOC

Starting at 8.35% APR2! Traditional HELOCs keep you guessing with their variable rates, our HELOC rate is locked in for the life of your loan.

03

No Upfront Costs

Get the funding you need fast without having to bring any money to closing.

04

Quick Cash

A traditional HELOC takes 45-60 days4. For ours? Only 5 to 10 days3!

Rates start at 8.35% APR, may be as much as 16.70% APR and are subject to change at any time. Advertised APR assumes a 0.25% autopay discount as well as payment of an origination fee in exchange for a reduced APR. Fixed rates with 1.99% origination fee and no discounts range between 10.10% and 16.70% APR and are subject to change at any time. Citywide Home Mortgage offers additional loan products which allow you to access the equity within your home. Please contact your loan officer to see which option is best suited for your financial needs.

How Our Quick and Easy Our HELOC Compares

Our home equity line of credit comes with a reliable, fixed rate so your payments are always the same.
There are other key benefits to working with Citywide Home Mortgage, including:

Citywide Home Mortgage HELOC
Traditional HELOC
Time to Apply
5-10 minutes
45 minutes
Time to Fund
5-10 days
45-60 days
Rate Type
Fixed
Variable
Application
100% Digital
Conventional
Minimum / Maximum Loan
$25k/$400k5
$25k/$1M
Draw Period
2-5 years
10 years
Good For
Immediate use
Rainy day use